Prof. Loto holds a bachelor of medicine and surgery from the prestigious Obafemi Awolowo University, Ile-Ife. He had his postgraduate medical education at the Obafemi Awolowo University Teaching Hospital complex, Ile-Ife. He is a fellow of the West African College of Surgeons (FWACS) and also a fellow of the National medical college in Obstetrics and Gynaecology (FMCOG). He had further training on assisted reproductive technology at the Madras Medical Mission Institute of Reproductive Medicine (IRM) in Chennai India under Prof. T.R Varma.
He is currently an associate professor of Obstetrics and Gynaecology at the Obafemi Awolowo University, Ile-Ife and also a honorary consultant to the Obafemi Awolowo University teaching hospitals complex.
Prof. Loto is a member of many learned societies such as the American Society for Reproductive Medicine(ASRM), the international society of gynaecological endocrinology(ISGE), the society of gynecology and obstetrics of Nigeria (SOGON), the Medical and Dental consultants associations of Nigeria etc.
He is a widely travelled scholar who had made presentations in numerous international conferences within and outside the country and had numerous scientific publications to his credit in both local and international journals.